Terms of Service

Last updated: April 2026

Acceptance of Terms

By accessing or using Hamoor, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the platform.

Description of Service

Hamoor is an educational platform that provides access to publicly available financial data from companies listed on the Saudi Stock Exchange (Tadawul). The platform includes an AI tutor that explains financial statements, ratios, and trends for educational purposes.

User Accounts

You must create an account using Google authentication to access the platform. You are responsible for maintaining the security of your account. You must be at least 18 years old to use Hamoor.

Acceptable Use

You agree to use Hamoor only for lawful purposes. You may not: attempt to gain unauthorized access to the platform, use automated tools to scrape data, redistribute financial data obtained from the platform, or use the platform for any commercial purpose without authorization.

Intellectual Property

All content on Hamoor, including the platform design, AI-generated explanations, and educational materials, is the property of Hamoor or its licensors. Financial data displayed is sourced from publicly available filings and regulatory disclosures.

Financial Information Disclaimer

Hamoor provides educational information only. Nothing on this platform constitutes financial advice, investment recommendations, or solicitation to buy or sell securities. The financial data displayed may contain errors or be outdated. Always consult a licensed financial advisor before making investment decisions.

Limitation of Liability

Hamoor is provided 'as is' without warranties of any kind. We are not liable for any losses or damages arising from your use of the platform, including but not limited to financial losses from investment decisions influenced by information on the platform.

Governing Law

These terms are governed by the laws of the Kingdom of Saudi Arabia. Any disputes arising from the use of Hamoor shall be resolved in the competent courts of Saudi Arabia.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of Hamoor after changes are posted constitutes acceptance of the modified terms.

Contact Us

For questions about these Terms of Service, please contact [Company Name], located at [Registered Address], [Registration Number], at: [Contact Email]